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How to do the 100 envelope challenge (amounts and a realistic timeline)

In the 100 envelope challenge you number envelopes 1 to 100, pick one, and put that many dollars in it. There is no order — you choose the envelope that fits your week. Fill them all and you have 1 + 2 + … + 100 = $5,050.

Total and timeline

Each envelope holds its number times your unit. How long it takes depends on how many envelopes you fill per week.

UnitTotal2 a week7 a week (daily)
$1$5,050about 50 weeksabout 15 weeks
$0.50$2,525about 50 weeksabout 15 weeks
$2$10,100about 50 weeksabout 15 weeks

How to pick envelopes

  • Right after payday, pick a high number (70–100). Clear the heavy envelopes while you have the money.
  • In a tight week, pick a low number. One small envelope keeps the streak alive.
  • Alternate high and low so you are not left with only big envelopes at the end.
  • With paper envelopes, keep a list of the ones left — once they get mixed up it is hard to tell which are empty.

Doing it with Weekjar

Weekjar's 100 envelope jar shows envelopes 1 to 100 as round cells. Tap any envelope to fill it, switch to 'Open cells' to see only the empty ones, or sort by amount to see how many big envelopes are left. The unit follows your currency.

Envelopes 1 to 100, pick any

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